Your Texas
home needs a Texas Loan

Whether you're new to Texas or a lifelong local, we make home financing easy and personal.

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Rooted in Texas.
Inspired by Family. Built for You.

We know what it takes to make Texas home. We've done it ourselves. As a family-owned brokerage who chose to plant roots here, we understand the mix of excitement and uncertainty that comes with a big move or a first home purchase.

Whether you're brand new to the Lone Star State or a lifelong Texan, we bring the same care to your mortgage journey that we'd want for our own family. Bilingual service. Deep Texas expertise. And a genuine commitment to helping you belong.

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Southern Service. Texas Speed.
Real Support.

Guidance

We walk you through every step so you always know what’s next.

Texas Living

From downtown condos to country homes, we build loans that fit real Texas lives.

Personal Support

Whether you speak English or Spanish, we offer human help that's kind, clear, and responsive.

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Our Happy Clients

Customer Reviews
CF
Charb Five
Local Guide
★ ★ ★ ★ ★
7 months ago

Carlos and his team are competent, compassionate and do what needs to be done, plus some. Excellent communication by all on his team. A true asset to have on your side when purchasing a home.

AP
Anita Porto
Google User
★ ★ ★ ★ ★
9 months ago

Spectacular service. Carlos and his team got us a great rate on the mortgage, much better than my husband and I expected. Thank you very much!

GW
Gina Wailes
Google User
★ ★ ★ ★ ★
1 year ago

I cannot recommend Carlos A. Zorrilla and Texas Real Estate Finance LLC enough! Their communication and responsiveness are truly exceptional. They always ensure loan documents are provided in a timely manner, making the process seamless and stress-free.

QR
Q Rios
Google User
★ ★ ★ ★ ★
1 year ago

This is one of greatest team that I have worked with who helped me through the process of buying my investment property. They made the entire process very smooth.

JM
Jose Maldonado
Google User
★ ★ ★ ★ ★
1 year ago

I can say that I had a very excellent experience with them and I really recommend them.

MR
Maria Rodriguez
Google User
★ ★ ★ ★ ★
8 months ago

Loved the way they helped me! Carlos gave me the support I needed when I was buying my house. Without him my dream house wouldn't be possible! Thank you!

DT
David Thompson
Local Guide
★ ★ ★ ★ ★
5 months ago

Outstanding experience from start to finish. The team's professionalism and knowledge of the Texas market made our refinance incredibly smooth. Highly recommend!

SK
Sarah Kim
Google User
★ ★ ★ ★ ★
6 months ago

Carlos and the team were amazing! As first-time homebuyers, we had lots of questions and they patiently guided us through every step. We got an excellent rate and closed on time.

RB
Robert Bailey
Local Guide
★ ★ ★ ★ ★
4 months ago

Best mortgage experience I've ever had. The bilingual support was incredibly helpful for my family. Carlos truly cares about his clients and it shows in everything he does.

LG
Laura Garcia
Google User
★ ★ ★ ★ ★
3 months ago

Fantastic service! They found us multiple great loan options and helped us choose the best one for our situation. The whole team is knowledgeable and super responsive.

JC
James Chen
Local Guide
★ ★ ★ ★ ★
2 months ago

Working with Texas Real Estate Finance was a game changer for our investment property. Carlos's expertise in the Austin market is unmatched. Will definitely use them again!

EP
Emma Patterson
Google User
★ ★ ★ ★ ★
1 month ago

Can't say enough good things! They made our complicated refinance situation feel easy. Clear communication, competitive rates, and genuine care for clients. 10/10 recommend!

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