Your Texas Home
needs a Texas Loan
Whether you're new to Texas or a lifelong local, we make home financing easy and personal.
Rooted in Texas.
Inspired by Family.
Built for You.
We know what it takes to make Texas your home. We've done it ourselves. As a family-owned brokerage who chose to plant roots here, we understand the mix of excitement and uncertainty that comes with a big move or a first home purchase.
Whether you're brand new to the Lone Star State or a lifelong Texan, we bring the same care to your mortgage journey that we'd want for our own family. Bilingual service. Deep Texas expertise. And a genuine commitment to helping you belong.
Experience a stress-free homeownership journey with expert guidance, clear communication, and a streamlined process. Our bilingual team handles the complex details, saving you time and offering peace of mind while we prioritize your financial goals at every step. Whether you're a first-time homebuyer or an experienced investor, we guide you through finding the perfect loan, negotiating the best rates, and navigating the closing process with confidence.
Expert Guidance & Streamlined Process Save You Time & Ensure Peace of Mind
Ongoing Support & Exclusive Opportunities Maximize Your Buying Power
Homeownership isn't just a one-time event; it's a foundation for long-term wealth building. We go beyond closing loans; we're committed to your ongoing financial success. As your trusted mortgage partner, we provide continued support after closing, helping you navigate refinancing options, investment strategies, and more. Our strong lender relationships mean you have access to exclusive rates and programs to optimize returns and help you reach your financial goals faster.
Hear From Our Happy Homeowners
FAQs
-
Mortgage brokers offer several advantages: We have access to a wide range of lenders, potentially getting you better rates and terms than you'd find on your own. We handle the complex paperwork and comparison shopping, saving you time and stress. As your advocate, we work to find the mortgage that's the perfect fit for your unique situation.
-
While minimum credit scores vary by lender and loan type, a score of 620 or higher is generally considered good. However, there may be options even if your score is lower.
-
Down payment requirements vary. Some loans offer as low as 3% down, while others may require 20% or more. We can explore options based on your situation.
-
Closing costs include fees associated with finalizing your loan, such as appraisal and title fees. They typically range from 2-5% of the purchase price.
-
On average, it takes 30-45 days to close on a mortgage, but this timeline can vary based on several factors. We'll keep you updated throughout the process.
-
Several factors influence your interest rate, including credit score, down payment, and the overall market. We'll compare offers from multiple lenders to secure the best rate for your situation.
Contact us.
Email: clientcare@texasrealestatefinance.com
Direct: (281) 460-8800
111 Congress Ave. Suite 500,
Austin, TX 78701
